3 Decisions That Might Be Raising Your Insurance Premiums

Everyone wants cheaper car insurance, but the insurance companies don't offer this essential service for free. While everyone knows that insurers use complex (and highly computerized) sets of actuarial tables to determine risk, few people understand what goes into them. Your driving history and other factors can impact your premiums, but they aren't all that's driving up your rates. If you think that your premiums are entirely out of your control, then think again. [Read More]

When A Pay-Per-Mile Insurance Policy Would Be Appropriate For Motorcycle Owners

If you use a motorcycle for transportation, you need to get it insured just like everyone else does with their traditional vehicles. You have several policy options, but one that might be worth your time is a pay-per-mile insurance policy. Here are some situations when it would be beneficial to have this type of policy. You Don't Ride Often You may have a motorcycle but don't take it out that often. [Read More]

Signs You May Need Separate Home Fire Insurance Coverage

A house fire has the ability to leave your home in shambles. All it takes is a spark, and before you know it, the whole property is up in flames, with your personal belongings also taking the hit. Because fire is always a risk no matter where you go, it's important to ensure you have adequate protection in case one occurs. Although most homeowner's and renter's policies include fire protection, there are certain instances where you might need to go above and beyond by purchasing a separate home fire insurance plan. [Read More]

How Insurance Brokerage Valuation Helps Small Firms During Buyouts

Buyouts are a common scenario for many small insurance companies and may be a good thing. After all, they can get a big payout, use the money to move on to other work, or stay at the bigger company and get even more money. However, knowing the value of a small insurance company is important to ensure that you get what you deserve. Thankfully, brokerage valuation firms may help with this process. [Read More]