Top Five Reasons to Get Commercial Auto Insurance for Your Business

Many small business owners often have no clear distinctions between personal and business cars. In many instances, it is because the owner has only one vehicle. But the biggest complication with this arrangement is vehicle insurance. Using your own car for business can open you up to various liabilities. For example, suppose your business driver hits someone or incurs asset damage. In that case, you are liable for a lawsuit because the insurance company is highly likely to decline claims arising from the accident. [Read More]

All You Need To Know About Workers' Compensation Insurance

All employers are responsible for their employees' safety, security, and wellbeing at the workplace. You may be held responsible if one of your employees gets injured or dies while working. Thus, workers' compensation insurance is essential coverage for any business type. Workers' compensation insurance ensures your employees are covered when they cannot work due to a work-related injury or illness. The policy reduces your liability for harmful and fatal work-related accidents. [Read More]

3 Decisions That Might Be Raising Your Insurance Premiums

Everyone wants cheaper car insurance, but the insurance companies don't offer this essential service for free. While everyone knows that insurers use complex (and highly computerized) sets of actuarial tables to determine risk, few people understand what goes into them. Your driving history and other factors can impact your premiums, but they aren't all that's driving up your rates. If you think that your premiums are entirely out of your control, then think again. [Read More]

When A Pay-Per-Mile Insurance Policy Would Be Appropriate For Motorcycle Owners

If you use a motorcycle for transportation, you need to get it insured just like everyone else does with their traditional vehicles. You have several policy options, but one that might be worth your time is a pay-per-mile insurance policy. Here are some situations when it would be beneficial to have this type of policy. You Don't Ride Often You may have a motorcycle but don't take it out that often. [Read More]