Consider Modfiying Your Personal Insurance Policies

Posted on 12 January 2022

Personal insurance is an umbrella term that includes health, life, travel, auto, home, and disability insurance coverage for an individual. If you have been renewing your insurance policies for the last few years without taking the time to assess any changes in your day-to-day life, now is a good time to perform a closer assessment of your insurance needs. Aging Factors A young, healthy person who stays physically fit and seldom travels outside of the town that they reside in will likely not encounter as many potential crises that an older person who travels a lot may. [Read More]

Top Five Reasons to Get Commercial Auto Insurance for Your Business

Posted on 30 November 2021

Many small business owners often have no clear distinctions between personal and business cars. In many instances, it is because the owner has only one vehicle. But the biggest complication with this arrangement is vehicle insurance. Using your own car for business can open you up to various liabilities. For example, suppose your business driver hits someone or incurs asset damage. In that case, you are liable for a lawsuit because the insurance company is highly likely to decline claims arising from the accident. [Read More]

All You Need To Know About Workers' Compensation Insurance

Posted on 25 October 2021

All employers are responsible for their employees' safety, security, and wellbeing at the workplace. You may be held responsible if one of your employees gets injured or dies while working. Thus, workers' compensation insurance is essential coverage for any business type. Workers' compensation insurance ensures your employees are covered when they cannot work due to a work-related injury or illness. The policy reduces your liability for harmful and fatal work-related accidents. [Read More]

3 Decisions That Might Be Raising Your Insurance Premiums

Posted on 10 August 2021

Everyone wants cheaper car insurance, but the insurance companies don't offer this essential service for free. While everyone knows that insurers use complex (and highly computerized) sets of actuarial tables to determine risk, few people understand what goes into them. Your driving history and other factors can impact your premiums, but they aren't all that's driving up your rates. If you think that your premiums are entirely out of your control, then think again. [Read More]

About Me

Protecting Your Beloved Possessions

A few months ago, my sister excitedly informed me that she and her husband were moving into a new place. After renting a fixer-upper in the city for two years, my sibling found a lovely vacant house in the country to rent. Before moving her belongings into her new home, my sister secured a renters insurance policy. Are you planning to rent an apartment or a house in the near future? Protect the value of your possessions by investing in a renters insurance policy. If your things are destroyed due to a flood, fire, or other type of disaster, you’ll receive needed funds to replace them with. On this blog, I hope you will discover how to obtain a renters insurance policy. Enjoy!

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