Comprehensive and collision coverage are two options that make a great addition to your auto insurance policy. To get the most from your policy however, it's worth noting exactly how these options protect your vehicle during times of need. Both Cover Damage to Your Vehicle, But in Different Ways Liability coverage shields you from the financial and legal consequences of an accident, but it's comprehensive and collision coverage that protects your vehicle in the aftermath. [Read More]
How Does Auto Insurance Coverage Work When You Borrow Or Loan A Car?
If you ever need to borrow a car from someone or loan your car to another person, have you wondered how auto insurance coverage works? Auto insurance is important to have at all times for anyone who drives, and here are several things to know if you ever decide to borrow someone's car or loan your own out to a friend. The basic principle The basic principle of car insurance is that if you insure your car, it is insured no matter who drives it, unless you have a specific person stated on your policy that is excluded from coverage. [Read More]
Pros and Cons of Switching Insurance Companies Mid-Policy-Term to Save Money
You've only had your new policy with your current auto insurance provider for a few months, but you get curious about how much you could save by switching companies. Sometimes, it is well worth it to make a change even though you are in the middle of an auto insurance policy term, but not always. Here is a look at some of the pros and cons of switching insurance companies in the middle of a policy term. [Read More]
4 Things You Need To Know Before Buying Home Insurance
If you're in the process of buying your first home, one of the important things you'll need to buy along with your new residence is home insurance coverage. Typically, your home insurance payment is lumped into your monthly escrow payment, but this can vary depending on the type of mortgage you're taking out. Either way, as you seek insurance coverage for your new home, there are some things you should know. [Read More]