As an owner-operator, you have to worry about handling everything related to your truck and your trucking business on your own. One thing that you have to worry about is making sure that you have ample insurance on your truck. Managing your insurance can be tough when you have so many other things to worry about, but these three tips can help make managing your truck insurance easy.
1. Get All of Your Insurance from One Company
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Top Reasons To Work With An Auto Insurance Broker
Most states require drivers to at least carry liability insurance, and those with a car loan are often required by their lender to also have comprehensive insurance coverage to protect the vehicle if it is stolen or damaged. Thus, purchasing auto insurance is something that everyone who owns a car will need to do at some point. Whether you have just purchased a new car and need to buy an insurance policy, or you're interested in switching insurance companies, you may want to consider working with an auto insurance broker.
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Top 3 Medicare Enrollment Mistakes To Avoid
If you're age 65 or older, and if you've been paying into Medicare and Social Security benefits throughout your working life, then you should be eligible to enroll in Medicare coverage. Specifically, Medicare is a government health care program that can provide you with the coverage you need for medical expenses after you retire. Unfortunately, the world of Medicare can be difficult to navigate--and there are many common mistakes that you'll want to be careful to avoid along the way.
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What You Should Know About Insurance For Franchises
If you are thinking of starting a franchise, you should factor in insurance issues in your capital estimation just as you would do for non-franchise businesses. Here are some of the franchise-specific issues you should know as far as insurance coverage is concerned:
The Franchisor Won't "Handle Things" On Your Behalf
If you have never been in the franchise industry or you haven't researched it properly, you may think that the parent company gets to handle everything on the insurance coverage side of things.
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