3 Things To Know About Homeowners Insurance

If you are getting homeowner's insurance for the first time, it can be a confusing process. It's important to get coverage that is both sufficient and that fits within your budget. Before even finalizing your mortgage, many lenders require that you have homeowner's insurance in place. However, determine what you need can be overwhelming, especially when you add in the stress of purchasing a home. Here are three things that you should know if you are looking at getting homeowner's insurance for the first time. [Read More]

Covering The Basics: What You Should Do Now That Your Teen Has A Driver's License

If your teenager has just passed his or her driver's test and now has a license to drive, you're probably feeling excited, but worried at the same time. You want to make sure your child is driving safely while sharing the road with others, not just for his or her own safety, but for the safety of others as well. Before allowing your teenager to officially drive your vehicle, there are some things you should do ahead of time. [Read More]

Four Motorcycle Insurance Options You Should Consider Buying

If you own a motorcycle free and clear, there is only a certain minimum coverage you need to purchase according to your state's laws. But if you decide to do this, you may be making a mistake. Certain optional motorcycle insurance coverage can be very important, more so than with a car. The following are a few examples of optional coverage for your motorcycle that may benefit you. Certain aspects of comprehensive coverage [Read More]

A Whole Life Insurance Policy Provides Certainty; Here's When Selecting A Permanent Policy Over A Term Policy Makes Sense

While it has become popular for financial advisors to warn their clients about whole life insurance policies, instead advising them to purchase a term life insurance policy and invest the difference in premiums, this can be a risky venture. It is true that premiums for whole life insurance policies are much higher than premiums for term life insurance policies; however, the reason for this is that whole life insurance policies guarantee payout of your death benefit as long as you continue paying your premiums. [Read More]