How Does Auto Insurance Coverage Work When You Borrow Or Loan A Car?
If you ever need to borrow a car from someone or loan your car to another person, have you wondered how auto insurance coverage works? Auto insurance is important to have at all times for anyone who drives, and here are several things to know if you ever decide to borrow someone's car or loan your own out to a friend. The basic principle The basic principle of car insurance is that if you insure your car, it is insured no matter who drives it, unless you have a specific person stated on your policy that is excluded from coverage.
4 Things You Need To Know Before Buying Home Insurance
If you're in the process of buying your first home, one of the important things you'll need to buy along with your new residence is home insurance coverage. Typically, your home insurance payment is lumped into your monthly escrow payment, but this can vary depending on the type of mortgage you're taking out. Either way, as you seek insurance coverage for your new home, there are some things you should know.
What To Look For When You Renew Your Health Insurance Coverage
When it's time to renew your medical insurance, the one question that should be on your mind is "Am I getting the best deal available?" A lot of factors can change from the time you get your insurance to the time you renew it. If you simply decide to renew it without finding out what else is available, you could be settling for a lot less than you're entitled to.
3 Ways To Make Managing Your Owner-Operator Truck Insurance Easier
As an owner-operator, you have to worry about handling everything related to your truck and your trucking business on your own. One thing that you have to worry about is making sure that you have ample insurance on your truck. Managing your insurance can be tough when you have so many other things to worry about, but these three tips can help make managing your truck insurance easy. 1. Get All of Your Insurance from One Company
Top Reasons To Work With An Auto Insurance Broker
Most states require drivers to at least carry liability insurance, and those with a car loan are often required by their lender to also have comprehensive insurance coverage to protect the vehicle if it is stolen or damaged. Thus, purchasing auto insurance is something that everyone who owns a car will need to do at some point. Whether you have just purchased a new car and need to buy an insurance policy, or you're interested in switching insurance companies, you may want to consider working with an auto insurance broker.
Top 3 Medicare Enrollment Mistakes To Avoid
If you're age 65 or older, and if you've been paying into Medicare and Social Security benefits throughout your working life, then you should be eligible to enroll in Medicare coverage. Specifically, Medicare is a government health care program that can provide you with the coverage you need for medical expenses after you retire. Unfortunately, the world of Medicare can be difficult to navigate--and there are many common mistakes that you'll want to be careful to avoid along the way.
What You Should Know About Insurance For Franchises
If you are thinking of starting a franchise, you should factor in insurance issues in your capital estimation just as you would do for non-franchise businesses. Here are some of the franchise-specific issues you should know as far as insurance coverage is concerned: The Franchisor Won't "Handle Things" On Your Behalf If you have never been in the franchise industry or you haven't researched it properly, you may think that the parent company gets to handle everything on the insurance coverage side of things.
Strategies To Insure Your Residence From A Natural Disaster, Theft, Or Vandalism
Your abode, castle, refuge, or whatever you refer to as your home could possibly be the most important purchase that you ever make. Unfortunately, disatrous situations can occur within the blink of an eye, resulting in major losses and expenses to have repairs made. Utilize the following strategies to protect your investment. Obtain A Broad Form Insurance Policy There are different types of homeowner's insurance, which can seem confusing to you if you have never thought about needing insurance or the different types of coverage that are offered.
3 Things To Know About Homeowners Insurance
If you are getting homeowner's insurance for the first time, it can be a confusing process. It's important to get coverage that is both sufficient and that fits within your budget. Before even finalizing your mortgage, many lenders require that you have homeowner's insurance in place. However, determine what you need can be overwhelming, especially when you add in the stress of purchasing a home. Here are three things that you should know if you are looking at getting homeowner's insurance for the first time.
Covering The Basics: What You Should Do Now That Your Teen Has A Driver's License
If your teenager has just passed his or her driver's test and now has a license to drive, you're probably feeling excited, but worried at the same time. You want to make sure your child is driving safely while sharing the road with others, not just for his or her own safety, but for the safety of others as well. Before allowing your teenager to officially drive your vehicle, there are some things you should do ahead of time.