An Overview Of ALE Coverage For Homeowner's Insurance
If you are shopping for homeowner's insurance, then you will invariably hear about additional living expenses coverage (ALE). The following questions and answers should provide you with a good overview of ALE coverage. What Is It? Additional living expenses (ALE) coverage compensates you for the extra expenses you may incur if you have to stay out of your home after a disaster. For example, if a fire outbreak razes your house, you will need a place to stay until your house is reconstructed.
3 Things To Know About Comprehensive And Collision Coverage
Comprehensive and collision coverage are two options that make a great addition to your auto insurance policy. To get the most from your policy however, it's worth noting exactly how these options protect your vehicle during times of need. Both Cover Damage to Your Vehicle, But in Different Ways Liability coverage shields you from the financial and legal consequences of an accident, but it's comprehensive and collision coverage that protects your vehicle in the aftermath.
How Does Auto Insurance Coverage Work When You Borrow Or Loan A Car?
If you ever need to borrow a car from someone or loan your car to another person, have you wondered how auto insurance coverage works? Auto insurance is important to have at all times for anyone who drives, and here are several things to know if you ever decide to borrow someone's car or loan your own out to a friend. The basic principle The basic principle of car insurance is that if you insure your car, it is insured no matter who drives it, unless you have a specific person stated on your policy that is excluded from coverage.
Pros and Cons of Switching Insurance Companies Mid-Policy-Term to Save Money
You've only had your new policy with your current auto insurance provider for a few months, but you get curious about how much you could save by switching companies. Sometimes, it is well worth it to make a change even though you are in the middle of an auto insurance policy term, but not always. Here is a look at some of the pros and cons of switching insurance companies in the middle of a policy term.
4 Things You Need To Know Before Buying Home Insurance
If you're in the process of buying your first home, one of the important things you'll need to buy along with your new residence is home insurance coverage. Typically, your home insurance payment is lumped into your monthly escrow payment, but this can vary depending on the type of mortgage you're taking out. Either way, as you seek insurance coverage for your new home, there are some things you should know.
What To Look For When You Renew Your Health Insurance Coverage
When it's time to renew your medical insurance, the one question that should be on your mind is "Am I getting the best deal available?" A lot of factors can change from the time you get your insurance to the time you renew it. If you simply decide to renew it without finding out what else is available, you could be settling for a lot less than you're entitled to.
3 Ways To Make Managing Your Owner-Operator Truck Insurance Easier
As an owner-operator, you have to worry about handling everything related to your truck and your trucking business on your own. One thing that you have to worry about is making sure that you have ample insurance on your truck. Managing your insurance can be tough when you have so many other things to worry about, but these three tips can help make managing your truck insurance easy. 1. Get All of Your Insurance from One Company
Top Reasons To Work With An Auto Insurance Broker
Most states require drivers to at least carry liability insurance, and those with a car loan are often required by their lender to also have comprehensive insurance coverage to protect the vehicle if it is stolen or damaged. Thus, purchasing auto insurance is something that everyone who owns a car will need to do at some point. Whether you have just purchased a new car and need to buy an insurance policy, or you're interested in switching insurance companies, you may want to consider working with an auto insurance broker.
Top 3 Medicare Enrollment Mistakes To Avoid
If you're age 65 or older, and if you've been paying into Medicare and Social Security benefits throughout your working life, then you should be eligible to enroll in Medicare coverage. Specifically, Medicare is a government health care program that can provide you with the coverage you need for medical expenses after you retire. Unfortunately, the world of Medicare can be difficult to navigate--and there are many common mistakes that you'll want to be careful to avoid along the way.
What You Should Know About Insurance For Franchises
If you are thinking of starting a franchise, you should factor in insurance issues in your capital estimation just as you would do for non-franchise businesses. Here are some of the franchise-specific issues you should know as far as insurance coverage is concerned: The Franchisor Won't "Handle Things" On Your Behalf If you have never been in the franchise industry or you haven't researched it properly, you may think that the parent company gets to handle everything on the insurance coverage side of things.