Allen Hicks

Tips For Choosing The Right Deductible For Your Auto Insurance

If you choose comprehensive and collision coverage for your auto insurance policy, you will have a deductible. The deductible amount can be different for these coverage types, and you get to choose it. How do you choose the right amount, though? What are your options? If you are new to auto insurance and do not know how to determine this amount, here are some tips to help you. Understand How It Works

Protecting Your Home With Comprehensive Insurance

Home insurance can be a critical type of protection that will limit the potential financial losses that you could sustain if there were damage to your home. Despite the fact that this is a type of coverage that most people will purchase, it can be common for them to compromise the protection that they enjoy as a result of misunderstanding this coverage and what it involves. Know What The Insurance Provides If You Have To Vacate The Property

Tips For Buying Investment Property Insurance

If you have decided that it's time to purchase an investment property, one of the biggest decisions you'll have to make is how you plan to insure that property. Purchasing investment property insurance slightly more complex than the homeowner's insurance you've bought before. Here's a look at a few of the things that will directly affect your investment property insurance premiums. What Will The Property Be Used For? The purpose of the property is an important consideration when you're dealing with investment property insurance.

3 Reasons It Is Worth It To Get Full Coverage On Your Vehicle

When people talk about full coverage, they may be referring to collision and comprehensive coverage. Collision coverage can pay to fix your vehicle if you are the responsible party for an accident. Collision coverage will also pay to fix your vehicle if it is damaged due to hitting another object, like a tree or a building. Comprehensive coverage is designed to pay to fix or replace your car if it is damaged outside of a collision-based accident, such as by a hails storm, or if is damaged via vandalism.

4 Ways To Stay Responsible With Your Auto Insurance Coverage

Are you buying your first car or purchasing your first auto insurance policy yourself? In either case, auto insurance is a necessity. If you buy a car, you need it. If you are getting your first policy alone, you will need to learn how to be responsible with your policy. In either case, here are four tips to help you stay responsible with your new auto insurance coverage. Set Up EFT Payments

How You Can Save Money On Motorcycle Insurance

Do you have a motorcycle and need to buy insurance? If so, you are likely wondering how you can save money on your premiums. Your motorcycle is likely an additional vehicle in your household, so you do not want to pay top dollar for your insurance policy if you do not have to. Here are some tips for not paying more than you have to. Know When To Get Comprehensive Insurance

2 Situations When You May Not Have Enough Homeowners Insurance

Did you buy a home insurance policy and think that you're covered for all unforeseen problems with your home? You may be surprised to find that you are lacking coverage if you did not pay attention to the policy you were buying. Here are 2 situations where you may not have enough home insurance coverage. Water Damage Water can enter your home in several ways, and not all of them are covered by a basic homeowners insurance policy.

How Much Life Insurance Do You Need? Three Things To Consider

A search for a life insurance policy often brings about a common question — how much life insurance is necessary? If you are looking for a set figure, do not be too wishful; there is not one. How much life insurance is necessary is based largely on each individual's life and their affairs. Although you may not be able to pinpoint a specific amount, there are some factors that you can use to help point you in the right direction.

Tips For Getting And Using A Business Insurance Plan

When you're trying to get the most out of your company, you need to take every precaution to protect your assets and ensure that you are planning for the future. Whether you run a small business that is trying to grow to the next level or a larger company that has been around for years, purchasing a quality business insurance plan can be just what you need. In addition to buying business insurance and taking some other measures, you will be able to manage your company's core needs.

Understanding The Basics Of Medicare Supplement Insurance

Medicare supplement insurance is private insurance designed to help cover the things that Medicare does not. For example, Medicare supplement insurance will cover most of your doctor's visit copays, deductibles, coinsurance, and similar expenses. With a Medicare supplement policy, you won't have to worry about much in the way of medical bills. However, there are some things that you need to know before you buy a supplement policy. Prescriptions Still Aren't Covered