Protecting Your Beloved Possessions

6 Auto Insurance Discounts You May Qualify For

By now, everyone should know how important it is to have adequate auto insurance coverage. However, that does not mean you want to pay an arm and a leg to be protected. The good news is that many car insurance companies offer discounts for their customers, making premiums more affordable.

Here are a few auto insurance discounts you might qualify for.

1. Good Student 

Car insurance is typically more expensive for younger drivers. They have less experience on the road, so insurance companies charge them more to protect themselves. However, teen drivers can obtain discounts on insurance if they have good grades. If your teen driver is on the honor roll, he or she may qualify for a good student discount.

2. Safe Driver

It turns out that being a responsible driver may finally pay off. Car insurance companies appreciate safe drivers and are willing to reward them with discounts. If you have never been in an accident or had a moving violation, you should ask your insurance agent about getting a safe driver discount.

3. Low-Mileage

If you do not drive your vehicle very often, you may be able to get a discount for that. After all, the less frequently you are on the road, the less likely you will get into a collision. Ask your insurance company if you qualify for a low-mileage discount.

4. Military

Military personnel are appreciated by many, including car insurance companies. Many insurance companies are willing to offer active military personnel and veterans discounts on their auto insurance.

5. Homeowner

Believe it or not, you may qualify for an auto insurance discount just for owning a home. Car insurance companies tend to believe that homeowners are more stable than renters and less likely to file claims. 

6. Vehicle Features

Buying a vehicle with safety features can pay off in the end. Your insurance company may offer you discounts for having certain safety features in your vehicle. For example, you may consider purchasing a vehicle with electronic stability control. This feature can stop your car from spinning out of control when there is ice on the road. Daytime running lights, anti-lock brakes, and automatic seat belts are also great safety features to have.

As you can see, insurance companies offer a wide range of discounts. If you believe that you qualify for any of these discounts, you should talk to your insurance agent about auto insurance coverage.